26 Mayıs 2024, Pazar
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The consumer who gets loan now has the right to choose his insurance company

emlak1The banks will not be able to make the insurance obligatory according to the Consumer Protection Draft Law. If the bill will pass into law, the building company will have to have a completion policy before selling the goods. If the insurance company finds the financial structure insufficient, will have the right not to give the building company a pledge.For all kinds of bank loan, especially the housing credit, the banks will not be able to make the insurance obligatory to the consumers. If a consumer wants to get a loan protection insurance, the banks will certes record the request written or in a different way. Therefore, in a case of a claim, the banks will demonstrate that the insurance has been done by courtesy of the consumer.

Insurance will be compatible with the amount of the dept
According to the new regulation, the consumers who get housing credit will not be obliged to make the insurance from the same bank. The consumers have the right to hold a policy and the bank will have to accept it. Moreover, the loan protection insurance will have to be compatible with the amount of the dept and the credit period. Hürriyet

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